You’ll want to review your benefits if …
You’re turning 26
Your parents can generally cover you on their health plan until age 26.* After that, you can explore affordable plans here.
Find individual & family plans
You’ve had a big life change
Life events like a job loss, marriage or a new child may qualify you to change your plan outside the Open Enrollment window.
You’re turning 65
Starting to think about Medicare? Get helpful information to make a smart decision about your health coverage.
Understanding tax credits and your next steps
When you signed up for your Marketplace plan, you may have qualified for a tax credit to help you lower the cost of your monthly premium. If so, you chose how to receive the credit.
- Use the credit to lower your taxes when you file your federal income tax, or
- Use the credit in advance to lower the cost of your monthly premiums.
No matter how you received this credit, you’ll need to account for it on your federal tax return.
What if my household or income changes?
Update your information right away! Keeping your application current helps make sure your premium tax credit is correct. For example, if your family grows, you could qualify for a higher tax credit. Or if your income goes up, you could qualify for a lower tax credit. (The sooner you report a raise in income, the less you may have to pay back on your taxes.)
Examples of changes you should report include:
- You got a raise or lost a job
- You got married or had a baby
- You became eligible for Medicare or Medicaid
- You had a change in disability or citizenship status
How can I report changes to the Marketplace?
Online
Log in to Healthcare.gov to update your Marketplace application.
By phone
Contact the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325).
In-person
Find local help in your community.
Need more help?
Get started today and find a plan.
Had a big life change? You can still get coverage for 2023. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.
Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2024 plan.
Talk with Member Services
Our dedicated representatives are here to answer all your questions. Just call the number on your ID card Monday — Friday, 8 AM to 6 PM local time.
*Your dependent child may continue coverage if your child is disabled, or in school and on a leave of absence.
Now that’s innovation
Innovation Health is transforming the health care journey. Through innovative programs, coordinated care, and remarkable access, our health plans are personalized to fit our members’ needs. Discover how we are helping members achieve their health ambitions right in their community.
