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Health insurance done right

Open Enrollment has ended. *But if you’ve had a qualifying life event, you may be able to change your plan or shop for a new one. Our Affordable Care Act (ACA) individual & family plans have you covered. That is how healthier happens together.

Learn more

Open Enrollment has ended.

Have a big life change or one coming up? You may be able to enroll today.

 

At risk of losing Medicaid coverage?

Learn about your options

Get started today and find a plan.

Great news — we’ve got plans for you

Visit our simple shopping site to get coverage for 2022 and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan

We’re not in your area … yet

We’ve got plans to bring our ACA individual and family plans to more areas. For now, we want to make sure you’re covered.

Had a big life change? You can still get coverage for 2022. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.

Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on HealthCare.gov

Great news — we’ve got plans for you through our relationship with Banner|Aetna

That means you can sign up for ACA individual coverage through Banner|Aetna. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on BannerAetna.com

Great news — we’ve got plans for you through our relationship with Aetna CVS Health

That means you can sign up for ACA individual coverage through Aetna CVS Health. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on AetnaCVSHealth.com

Expect more from your health plan

Quality care

The coverage you need plus access to the Innovation Health network of local doctors and hospitals.

Affordable care

$0 preventative, $0 MinuteClinic Visits and $0 virtual care.**

Care anytime

24/7 virtual care plus walk in visits at 32 MinuteClinic Locations.

Learn more about your benefits

Included with your plan

Check out all the benefits you get with your plan to help you be healthier.

$0 MinuteClinic visits***

Stop by any MinuteClinic location to take care of your urgent or everyday health needs for no cost (Gold and Silver plans) or low cost (Bronze plans).

24/7 telehealth 

Talk with a doctor, therapist or other medical professional by phone or video, day or night, to meet your physical and mental health needs.

Coordinated, personalized care 

Access to the Innovation Health Nurse Concierge team, who can help you through your health care journey.

Convenient care

When life happens between doctor visits or after hours, you can keep up with your care at any MinuteClinic location for minor illnesses, injuries, shots and more. 

Robust network 

A quality network of doctors and hospitals, including access to the area’s premier hospital system, Inova Health System.

Find a doctor

Is your doctor covered? No need to pull out that directory. You can find doctors, specialists and other network providers right here.

Find a doctor

Find a medication

Is your medication covered? You’ve got the answer with a quick search on our prescription drug lookup tool.

2023 Lookup tool

Get to know how your coverage works

We’ll cover what you need to know, like:

  • Are there life events that affect when I can enroll?
  • Am I eligible for financial help to lower my costs?
  • What’s a deductible … a copay?

Learn more about how coverage works

Got questions? We’ve got answers

See all FAQs

Members: Check out our brochure

Better value, care and access — included with all ACA plans.

2023 Individual & Family Plans

Value for you brochure — English (PDF)

Speak with a licensed agent

Count on us. We’ll help answer all of your questions so you can choose the best plan for your health care needs.

1-844-383-6133 (TTY:711)
Call Monday – Friday, 8 AM to 9 PM ET.

Brokers: Let’s work together 

Check coverage in your area, find product details and start selling with us. 

ACA resources for brokers

Navigators: Get helpful info

Get tools, tips and information to help consumers get their coverage.

Guidance for navigators

* Your dependent child may continue coverage if your child is disabled, or in school and on a leave of absence.

** Includes select MinuteClinic® services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. CVS® HealthHUB™ available in select CVS Pharmacy stores. Services may vary.

*** For a complete list of participating pharmacies and walk-in clinics, log in to InnovationHealth.com and use our provider search tool.

 

Now that’s innovation

Innovation Health is transforming the health care journey. Through innovative programs, coordinated care, and remarkable access, our health plans are personalized to fit our members’ needs. Discover how we are helping members achieve their health ambitions right in their community.

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Legal Notices & Privacy Policies

Health benefits and health insurance plans are offered and/or underwritten by Innovation Health Insurance Company and Innovation Health Plan, Inc. Innovation Health Insurance Company and Innovation Health Plan, Inc. are affiliates of Aetna Life Insurance Company and its affiliates (Aetna). Aetna provides certain management services to Innovation Health. Each insurer has sole financial responsibility for its own products. Aetna and CVS Pharmacy®, Inc., which owns CVS® HealthHUB™ locations, and MinuteClinic®, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies. 

Language Assistance Language assistance can be provided by calling the number on your member ID card. For additional language assistance: Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Pусский | العربية | Kreyòl | Français | Polski | Português | Italiano | Deutsch | 日本語 | فارسی | Other Languages…