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Introducing ACA individual health insurance plans

You can’t afford not to have affordable health care.

What do you get when you combine quality coverage and insurance expertise with local walk-in care options and convenient access? A new way to experience health care with Innovation Health®  Affordable Care Act (ACA) individual health insurance plans.

Open Enrollment is here. Sign up by January 15th.

Great news – We’ve got plans for you

Shop for individual plans that fit your needs

We’ll take you to our simple shopping experience to explore plans and see if you might be eligible for financial help to make your health care more affordable. Remember you have until January 15 to choose a plan.

Shop for plans

Question? Give us a call at 1-844-383-6133

Want more information? We’re here.

We don’t offer plans in your area at this time.

We are continuing to evaluate new markets, but don’t offer plans in your area at this time. For now, we want to make sure you’re covered.

You can visit the Health Insurance Marketplace® to shop for ACA individual plans.

Find a plan on HealthCare.gov

We don’t offer plans in your area at this time.

We are continuing to evaluate new markets, but don’t offer plans in your area at this time. For now, we want to make sure you’re covered.

You can visit the Health Insurance Marketplace® to shop for ACA individual plans.

Find a plan on HealthCare.gov

We don’t offer plans in your area at this time.

We are continuing to evaluate new markets, but don’t offer plans in your area at this time. For now, we want to make sure you’re covered.

You can visit the Health Insurance Marketplace® to shop for ACA individual plans.

Find a plan on HealthCare.gov

Next Steps

Health should be about more than insurance

Being healthy shouldn’t be hard. And the cost of care shouldn’t break the bank. With Innovation Health®, you get expertise in quality health care coverage along with convenient, affordable ways to access it. That’s better health.

Better value so you can get more from your plan

Enjoy low-cost or even no-cost MinuteClinic®* visits for your healthcare needs, CVS® HealthHUB™1 access for healthy living needs and discounts on CVS® brand products. Plus, a trusted pharmacy network that works to control your costs and get you the medicine you need.

Better care to help you stay healthy

We’re in your corner in all sorts of ways — from mental health counseling and treatment options to data-driven “nudge” reminders to help you live healthy. You also get care management to help you and your loved ones manage chronic conditions.

Better access when and where you need it

We’re here for you with always-on, closer-to-you care options. You get a choice of more than 1,100 MinuteClinic* locations and CVS HealthHUBs for everyday health needs. And with 24/7/365 telehealth, you get support by phone or video to take care of common illnesses, chronic conditions, mental health needs and more.

Included with your plan

Check out all the benefits you get with your plan to help you be healthier.

$0 MinuteClinic* visits

Stop by any MinuteClinic location to take care of your urgent or everyday health needs for no cost (Gold and Silver plans) or low cost (Bronze plans).

24/7 telehealth 

Talk with a doctor, therapist or other medical professional by phone or video, day or night, to meet your physical and mental health needs.

Coordinated, personalized care 

Access to the Innovation Health Nurse Concierges, who can help you through your health care journey.

Healthy discounts 

Stock up and save 20% on CVS brand health products with your CVS ExtraCare® membership — plus enjoy many more cardholder perks2.

Convenient care

When life happens between doctor visits or after hours, you can keep up with your care at any MinuteClinic location for minor illnesses, injuries, shots and more. 

Robust network 

A quality network of doctors and hospitals, including access to the area’s premier hospital system, Inova Health System.

Get to know how your coverage works

We’ll cover what you need to know, like:

  • Are there life events that affect when I can enroll?
  • Am I eligible for financial help to lower my costs?
  • What’s a deductible … a copay?

Learn more about how coverage works

Got questions? We’ve got answers

See all FAQs

Members: Check out our brochure

Better value, care and access — included with all ACA plans.

2022 Individual & Family Plans

Value for you brochure — English (PDF)

Value for you brochure — Spanish (PDF)

Brokers: Let’s work together 

Check coverage in your area, find product details and start selling with us. 

ACA resources for brokers

Navigators: Get helpful info

Get tools, tips and information to help consumers get their coverage.

Guidance for navigators

* For a complete list of participating pharmacies and walk-in clinics, log in to BannerAetna.com and use our provider search tool.

1Includes select MinuteClinic® services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. CVS® HealthHUB™ available in select CVS Pharmacy stores. Services may vary.

2The 20 percent savings is restricted to items purchased for the member, spouse or dependents. Excludes prescriptions, alcohol, tobacco, lottery tickets, postage stamps, gift cards, money orders, pre-paid cards, photofinishing, CVS.com purchases and are not valid on other items reimbursed by a governmental program.

Together, better health

Inova and Aetna have partnered to transform the patient health care journey. Through integrated, coordinated team communication and innovative programs, our plans are personalized to fit your needs, at any stage. Discover how we help members achieve their health ambitions, right in their community.

Aetna | Inova Partnership Logo Aetna | Inova Partnership Logo

Legal Notices & Privacy Policies

Health benefits and health insurance plans are offered and/or underwritten by Innovation Health Insurance Company and Innovation Health Plan, Inc. Innovation Health Insurance Company and Innovation Health Plan, Inc. are affiliates of Inova and of Aetna Life Insurance Company and its affiliates (Aetna). Aetna provides certain management services to Innovation Health. Each insurer has sole financial responsibility for its own products. Aetna and CVS Pharmacy®, Inc., which owns CVS® HealthHUB™ locations, and MinuteClinic®, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies. 

Language Assistance Language assistance can be provided by calling the number on your member ID card. For additional language assistance: Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Pусский | العربية | Kreyòl | Français | Polski | Português | Italiano | Deutsch | 日本語 | فارسی | Other Languages…