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Plans & Networks

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Local, more affordable health plans

Welcome to a new way of looking at health care coverage. Our plans are designed for businesses and their employees. Innovation Health strives to offer more affordable options that provide a seamless, integrated experience and access to a high-quality network of providers.

Flexible health plans to meet employers’ needs

From enhanced self-insured solutions to traditional fully insured health plan, our plan portfolio offers all that you’ve come to expect: high-value benefit options, wellness programs, member engagement tools and simple plan administration making it easy for you to do business with Innovation Health.

We also offer ancillary products through Aetna for vision and dental coverage. And Health Savings Accounts from PayFlex that can be integrated into your company’s plan.

Small Group plans include:

Small Group Affordable Care Act (ACA) plans

Our fully insured small group ACA-compliant plans help you access health services that fit your needs and budget. We give you and your employees access to a local network of health providers right in your own community. Available for groups with 1-50 employees.

Small Group Innovation Health Funding AdvantageSM (IHFA) plans

Our flexible self-funded plans offer better cost control and long-term stability. Monthly payments are based on the health trends of your employees. And, when health care costs are lower than expected, you get back a percentage of your funds. Available for groups with 2-100 employees.

Small Group Fully Insured plans

Our fully insured solutions provide you with predictability and simplicity, while transferring the risk of claims costs from you to us. Available for groups with 51-100 employees.

Get to know the Innovation Health network

Our extensive network in Northern Virginia offers a variety of solutions to meet your business needs. With Innovation Health’s network coverage, your employees have access to our national network of providers, plus a performance network with best-in-class local doctors and hospitals. Our performance network includes:

  • 1,100+ Primary Care Physicians
  • 5,500+ Specialists
  • 19 Hospitals
  • 31 Minute Clinic® locations
  • 17 Urgent Care facilities

Now that’s innovation

Innovation Health is transforming the health care journey. Through innovative programs, coordinated care, and remarkable access, our health plans are personalized to fit our members’ needs. Discover how we are helping members achieve their health ambitions right in their community.

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Legal Notices & Privacy Policies

Health plans are offered and/or insured by Innovation Health Plan, Inc. (“Innovation Health”). Innovation Health® is the brand name used for products and services provided by Innovation Health Plan, Inc. Innovation Health Plan, Inc. is an affiliate of Aetna Life Insurance Company and its affiliates (Aetna). Aetna provides certain management services to Innovation Health. Aetna, CVS Pharmacy® and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.

This material is for information only and is not an offer to contract. An application must be completed to obtain coverage. Rates and benefits vary by location. Providers are independent contractors and are not agents of Innovation Health. Provider participation may change without notice.

Language Assistance Language assistance can be provided by calling the number on your member ID card. For additional language assistance: Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Pусский | العربية | Kreyòl | Français | Polski | Português | Italiano | Deutsch | 日本語 | فارسی | Other Languages…