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You get more with your Innovation Health individual & family plan

Quality, convenient and affordable care to help you feel your best. Healthier, together.

Allowance on over-the-counter products 

Up to $100 to spend on your health 

Here’s a program that gives you $25 every 3 months* to shop for hundreds of CVS Health® brand wellness products. You can pick up pain relief, allergy medicine, cold remedies … and many more items, for $0 out of your pocket. Right up the road at your local CVS® retail store, or online. 

Check out more benefits included with your ACA plan

Quality care from local providers you trust

Get access to a network of doctors, specialists, hospitals and care centers to help you find exactly the care provider you need.

$0 coverage in every plan 

Discover the ways you can live healthier for less. Enjoy $0 preventive care, $0 virtual care* and $0 in-network walk-in clinic visits.* 

20% discount on CVS Health brand products 

Your member ID card gets you a 20% discount on CVS Health brand products,* in stores. These savings are just for individual & family plan members.

Convenient in-person and virtual care

Quality care is here for you, on your schedule, with in-person and 24/7 virtual care options. For virtual care, simply schedule an appointment online. You can also visit a range of local walk-in clinics. Many are open seven days a week with extended evening and weekend hours. Just schedule a visit online or walk in to get an appointment.

Wellness services and screenings at MinuteClinic locations include*: monitoring of conditions such as diabetes and high blood pressure; annual wellness exam (Age 18+); immunizations, vaccinations and injections; chronic condition diagnosis and management; behavioral health; skin conditions; women’s health — and more.

Pharmacy coverage to help you save

Most plans include a $5 or less copay for generic prescriptions.* We help you get access to the medicine you need while keeping your costs down.

Coverage for 10 essential benefits 

Every individual & family plan includes essential benefits for all your health care needs. You’re covered for prescription drugs, maternity and newborn care, mental health services, and more. 

A plan that’s easy to manage

Your member website and mobile app make benefits simple. You can review claims and check your deductible. Get a digital ID card you can save on your phone for fast access. Even set up auto-pay so you never miss a monthly payment.

*FOR $100 ALLOWANCE: $25 allowance each quarter to use on select CVS Health® brand products. Unused allowance does not carry over to the next quarter.

*FOR $0 VIRTUAL CARE: Applicable cost-share may vary based on services and providers. Please consult benefit documents for more details. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates.

*FOR $0 MINUTECLINIC VISITS: For a complete list of participating walk-in clinics, use our. Walk-in appointments are based on availability and not guaranteed. Online scheduling is recommended. Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states.

*FOR 20% OFF CVS HEALTH BRAND PRODUCTS: Excludes sale and promo items, alcohol, prescriptions and co-pays, pseudoephedrine/ephedrine products, prepaid, gift cards, and items reimbursed by any health plan. Not combinable with other offers. 20% discount is not valid on other CVS brands such as CVS Pharmacy, Beauty 360®, CVS, Gold Emblem® or Gold Emblem abound®. CVS reserves the right to apply the 20% discounts to qualifying items in any order within the transaction. For in-store use only.

*FOR WELLNESS SERVICES AND SCREENINGS: Age and service restrictions may apply.

Now that’s innovation

Innovation Health is transforming the health care journey. Through innovative programs, coordinated care, and remarkable access, our health plans are personalized to fit our members’ needs. Discover how we are helping members achieve their health ambitions right in their community.

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Legal Notices & Privacy Policies

Health plans are offered and/or insured by Innovation Health Plan, Inc. (“Innovation Health”). Innovation Health® is the brand name used for products and services provided by Innovation Health Plan, Inc. Innovation Health Plan, Inc. is an affiliate of Aetna Life Insurance Company and its affiliates (Aetna). Aetna provides certain management services to Innovation Health. Aetna, CVS Pharmacy® and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.

This material is for information only and is not an offer to contract. An application must be completed to obtain coverage. Rates and benefits vary by location. Providers are independent contractors and are not agents of Innovation Health. Provider participation may change without notice.

Language Assistance Language assistance can be provided by calling the number on your member ID card. For additional language assistance: Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Pусский | العربية | Kreyòl | Français | Polski | Português | Italiano | Deutsch | 日本語 | فارسی | Other Languages…