Planning for 2026 coverage
A message for our Innovation Health ® individual & family plan members
Thank you for choosing us for your health insurance. We have an important update about your coverage.
Beginning on January 1, 2026, Innovation Health individual and family plans will no longer be available.
Innovation Health plans were designed to offer the best value to our members. As we considered plan options for the future, it became clear we would not be able to provide the same level of value we’ve offered in prior years. We remain committed to helping members make the most of their benefits in 2025.
There is no change to your current plan in 2025. There is nothing you need to do at this time.
You can count on the same plan benefits and service you have today for the rest of 2025. The last day of your Innovation Health coverage is December 31, 2025.
Around July 1, 2025, you will receive a letter from us with more information and next steps.
During the fall Open Enrollment season, you will need to choose a new health insurance plan with a different company to be covered in 2026.
Open Enrollment begins on November 1, 2025, in most states.
If you work with a health insurance agent or broker, they can help you choose a new plan during Open Enrollment.
You can also visit HealthCare.gov to get started. There you can view available health insurance plans or find a link to your state’s marketplace. Compare plans to save money and find a plan that best meets your needs and budget.
Please call us at the toll-free number on the back of your ID card if you have questions. You can also chat with us through your member portal.
It is a privilege to serve you and support your health in 2025.
FAQs
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Do I need to do anything right now?
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What if I need medical care this year, is it covered?
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Do I still need to pay my health insurance premium to Innovation Health?
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Why are Innovation Health plans going away in 2026?
Now that’s innovation
Innovation Health is transforming the health care journey. Through innovative programs, coordinated care, and convenient access, our health plans are personalized to fit our members’ needs. Discover how we are helping members achieve their health ambitions right in their community.
